Three counterpoints:

1. I didn't have to work at school to land a job with a great firm. BYU types do have to work hard or be very gifted.

2. I have a leg up in further employment searches (per the admissions of several employers), especially in Utah. At least as far as getting my foot in the door goes. This is not fair, perhaps, but it is true.

3. My wife would have killed me, you, herself and 9/10ths of Provo had we lived there one minute longer.

$45,000 in 1986. What is that in today's dollars?

This thread had some serious potential, but it was killed in embryo by the unnecessary requirement to convert into today's dollars. I think most people didn't want to bother finding an online currency coverter with NPV functions.

$0 for Undergrad.
Under $5,000 for Grad school.

Both at BYU. No dollars from parents after Freshman year (they paid for Deseret Towers that year).

It is possible to get an undergrad degree pretty much by teaching at the MTC. Of course, I always did double shifts in the summer, sometimes triple shifts, which was technically against the law (or rather, the way that they paid me for it was).