Forum: Football
02-17-2009, 07:12 PM
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Replies: 10
Views: 1,647
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Forum: Football
02-04-2009, 06:27 PM
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Replies: 2
Views: 994
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Forum: Football
02-03-2009, 10:55 PM
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Replies: 14
Views: 2,214
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Forum: Football
01-27-2009, 09:23 PM
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Replies: 14
Views: 2,214
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Forum: Football
01-26-2009, 09:24 PM
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Replies: 14
Views: 2,214
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Forum: Food
12-11-2008, 06:21 PM
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Replies: 33
Views: 9,568
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Forum: Finances
11-17-2008, 04:00 PM
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Replies: 40
Views: 18,506
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Forum: Finances
11-15-2008, 04:03 PM
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Replies: 40
Views: 18,506
I'm not sure any reasonably managed credit card...
I'm not sure any reasonably managed credit card portfolio has ever reduced lines on "all or substantially all" of the portfolio. If so then the Risk Management team needs to be fired - or hired b/c...
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Forum: Finances
11-14-2008, 04:01 PM
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Replies: 40
Views: 18,506
Sorry, but you're wrong. A non-customer...
Sorry, but you're wrong. A non-customer initiated line reduction on an active account in good standing is VERY much considered an adverse action and falls under Reg B.
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Forum: Finances
11-13-2008, 06:30 PM
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Replies: 40
Views: 18,506
I don't think so. When you make your request...
I don't think so. When you make your request they will most likely pull a credit report on you which leaves a "hit" on your credit. Excessive "hits" can hurt your score but a single incident...
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Forum: Finances
11-12-2008, 10:07 PM
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Replies: 40
Views: 18,506
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Forum: Finances
11-12-2008, 10:06 PM
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Replies: 40
Views: 18,506
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Forum: Finances
11-11-2008, 09:37 PM
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Replies: 40
Views: 18,506
The larger driver in terms of a "ding" on your...
The larger driver in terms of a "ding" on your credit report will be the utilization of your revolving trades. Higher utilized customers tend to be significantly higher risk. For example, you have...
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Forum: Religion
11-10-2008, 11:10 PM
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Replies: 27
Views: 2,337
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Forum: Religion
11-10-2008, 10:51 PM
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Replies: 27
Views: 2,337
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Forum: Finances
10-31-2008, 03:53 PM
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Replies: 4
Views: 3,950
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Forum: Finances
10-29-2008, 10:45 PM
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Replies: 2
Views: 3,424
Spoken like a true Risk Manager. Do we share a...
Spoken like a true Risk Manager. Do we share a similar profession Clark? I've worked in Credit Cards for years until about 7 months ago when I took on a corporate risk function within the bank I...
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Forum: Finances
10-21-2008, 05:00 PM
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Replies: 4
Views: 3,950
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Forum: Finances
10-21-2008, 04:55 PM
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Replies: 4
Views: 3,950
Wells Fargo was at the negotiating table and...
Wells Fargo was at the negotiating table and walked away because of fear over mounting losses in loan portfolio. A law change came about at the time that would allow banks to write-off losses from...
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Forum: Finances
10-15-2008, 07:29 PM
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Replies: 38
Views: 10,774
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Forum: Football
10-02-2008, 05:41 PM
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Replies: 15
Views: 1,226
Wyoming and UNI obviously suck. No arguement...
Wyoming and UNI obviously suck. No arguement there. But I think we still need to wait and see with Washington and UCLA to understand just how bad they are. Their opponents up until now are BYU,...
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Forum: Finances
09-16-2008, 11:04 PM
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Replies: 2
Views: 3,113
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Forum: Politics
08-29-2008, 06:41 PM
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Replies: 10
Views: 1,108
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Forum: Politics
08-29-2008, 06:38 PM
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Replies: 73
Views: 6,751
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Forum: Food
08-27-2008, 10:59 PM
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Replies: 4
Views: 2,824
I have another REALLY good PB sauce. It's...
I have another REALLY good PB sauce. It's simple:
2 parts sugar
1 part water
1 part Peanut Butter (although I add a little more but not too much so it's thicker)
In pan bring sugar and water...
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