I use mine all the time. Since I also run, I use a wrist watch monitor with chest strap. If you plan to use it only on one bike, then a bike mounted computer is very convenient. If you also plan to mountain bike, get one with two sensor and that is capable of calibrating it for two different bikes. If you plan to run or do a spinning class,then get the wrist kind.
You don't need a whole lot of fluff as far as features go. Most of them come with programmable zones where it will alert you by beep if you are going either too hard or too easy, depending on what type of workout you want. They also usually come with a max and average HR function. Mine has all of this but I rarely anything more than the real-time HR monitor.
Bike computer functions is a whole different discussion.
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