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Originally Posted by MikeWaters
Based on the pithy summations I have read, it's ok not to have MH coverage as long as you also have no non-MH coverage.
So if you don't cover hospitalization for illness or injury, it's ok not to cover it for mental health. But if you do cover it for non-mental reasons, you also have to cover it for mental reasons.
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Here's what the articel you linked said:
Quote:
The bill would not require employers or health plans to cover mental illness or drug or alcohol abuse. But if they do, the treatment limits and financial requirements could be no more restrictive than those that apply to medical or surgical benefits.
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That's all I know, but it sounds like they could just avoid offering any MH benefit and still comply eiht the law. If so, my guess is this is what will happen.