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FMCoug · 10-29-2008, 06:19 PM

Not only that but they are dropping credit limits on a lot of people too. Which is great ... the logic is soemthing like this:

1. This dude's FICO is borderline, let's drop his credit limit.
2. Dude's FICO drops because his utilization went up.
3. Goto #1

Glad I don't carry balances ....

10-29-2008, 06:19 PM	#3
FMCoug Senior Member Join Date: Jan 2006 Location: Kaysville, UT Posts: 3,151	Not only that but they are dropping credit limits on a lot of people too. Which is great ... the logic is soemthing like this: 1. This dude's FICO is borderline, let's drop his credit limit. 2. Dude's FICO drops because his utilization went up. 3. Goto #1 Glad I don't carry balances .... __________________ Still fat ...