I was looking at the FAQ for Kiva. So as a lender to Kiva you don't actually get back any profit or interest, right?
If I put in $100, the max I get back is $100?
I'm not entirely sure what the point is of having individual loanees. Doesn't that just increase the risk? Wouldn't it be easier to invest in the field bank and get a more guaranteed return?
Obviously the point of this is not to make money. But I'm trying to understand what makes sense and what doesn't.
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