The other thing to consider is sellability of the home. Particularly in today's market. Even if it's a breaken or even a small loss, it might be worth doing just to prevent it taking forever to sell the house.
OTOH, your house sounds like it would make an ideal rental. So you might consider not keeping it as a rental and/or selling it to an investor as a rental. If you're interested in the latter, keep me in mind.
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