Quote:
Originally Posted by Tex
FYI, you can request a full report of your credit once a year from each of the 3 credit agencies at no charge.
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Does that include your actual score? I thought it was just the report (which is also very telling, to be sure).
Surfah, I would do as tex says and pull your report every now and then. In the past, I have found errors, including:
1. A series of unpaid medical bills for surgeries. I didnt have any surgery or medical bills, so that one was easy to get removed.
2. A late payment for some bank loan.....attributed to me but should have been attritbuted to someone living in Oklahoma. I had never taken out any such loan.
3. Department store charge cards that I never opened.
It is pretty safe to say that the credit agencies are not perfect and need a little help from time to time.