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Brian · 08-29-2007, 02:40 PM

i received a ticket for speeding in the great state of texas. It looks like for 12 over, it's a 3 point offense. Is that a lot of points?
The nice lady at the office said I could either pay the fine ($160), or I could get a deferment, pay $260, and be on probation for 90 days in TX. I guess if I got another ticket in TX I'd be in trouble. But since I don't live in TX, not a problem.

Now, I'm not usually a speeder, but as it turns out, I got a 3 point ticket in 11/06 and a 2 pointer in 5/07, so this would put me up to 8 points (or do they decay over time?). Is that going to make a difference with insurance, etc?

Donuthole · 08-29-2007, 04:01 PM

If NM is anything like NV, then it will absolutely make a difference on insurance. Even points that don't result in any action being taken against your license will bump up your insurance rates here. My advice is to do whatever it takes to guarantee you don't get the points on your record.

If that means paying an extra $100 and not driving in Texas for the next 90 days, so be it.

08-29-2007, 02:40 PM	#1
Brian Senior Member Join Date: Jan 2006 Location: Oak Ridge, TN Posts: 1,308	ticket i received a ticket for speeding in the great state of texas. It looks like for 12 over, it's a 3 point offense. Is that a lot of points? The nice lady at the office said I could either pay the fine ($160), or I could get a deferment, pay $260, and be on probation for 90 days in TX. I guess if I got another ticket in TX I'd be in trouble. But since I don't live in TX, not a problem. Now, I'm not usually a speeder, but as it turns out, I got a 3 point ticket in 11/06 and a 2 pointer in 5/07, so this would put me up to 8 points (or do they decay over time?). Is that going to make a difference with insurance, etc? __________________ e^(i * pi) + 1 = 0 5 great numbers in one little equation.

08-29-2007, 04:01 PM	#2
Donuthole Junior Member Join Date: Aug 2007 Posts: 175	If NM is anything like NV, then it will absolutely make a difference on insurance. Even points that don't result in any action being taken against your license will bump up your insurance rates here. My advice is to do whatever it takes to guarantee you don't get the points on your record. If that means paying an extra $100 and not driving in Texas for the next 90 days, so be it. __________________ Join the Prospective Utah Student Section today!