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Old 03-25-2010, 08:11 PM   #21
Cali Coug
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I am not at a computer right now, but a search on my phone suggests that in Texas wages cannot be garnished due to hospital debt. Also that Texas has laws that make nonprofit hospitals more accountable for their collection practices.

I know for certain that in Texas your homestead cannot be taken due to this kind of debt.

I repeat I have never once heard of anyone going bankrupt because of medical bills.

How productive is it to sue poor people?
You are viewing a lawsuit to collect debt as an expensive procedure. It isn't. It is dirt cheap. In 99.9% of the cases, the suit is uncontested, meaning you have a small filing fee, small attorneys' fees (likely under $500) and a very quick judgment for everything you asked for. This is particularly true for large organizations who have to sue multiple people for debt. They will have one attorney (low cost) who runs all judgments through at very high and fast rates, possibly filing dozens per day.

Judgments are VERY easy to get. So yes, these types of judgments are very common. It may be Texas has some special rules on this type of debt, but most states don't.
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Old 03-25-2010, 08:21 PM   #22
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You are viewing a lawsuit to collect debt as an expensive procedure. It isn't. It is dirt cheap. In 99.9% of the cases, the suit is uncontested, meaning you have a small filing fee, small attorneys' fees (likely under $500) and a very quick judgment for everything you asked for. This is particularly true for large organizations who have to sue multiple people for debt. They will have one attorney (low cost) who runs all judgments through at very high and fast rates, possibly filing dozens per day.

Judgments are VERY easy to get. So yes, these types of judgments are very common. It may be Texas has some special rules on this type of debt, but most states don't.
Many states do have various protections against health care debt. Perhaps in a barbaric state such as California, one does not, but although medical costs bankruptcies exist, they are rare and exaggerated by those who want to subsidize health care for everybody.

I am familiar with the lawyers who do hospital collections and it is rare for a bk to based solely on health care debt. The scare tactics of the Left are exaggerate the risk for political convenience.
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Old 03-25-2010, 09:56 PM   #23
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Many states do have various protections against health care debt. Perhaps in a barbaric state such as California, one does not, but although medical costs bankruptcies exist, they are rare and exaggerated by those who want to subsidize health care for everybody.

I am familiar with the lawyers who do hospital collections and it is rare for a bk to based solely on health care debt. The scare tactics of the Left are exaggerate the risk for political convenience.
According to this study, about 19% of bankruptcies are caused by health care debt. That is hardly rare.

http://www.hschange.com/CONTENT/1017/
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Old 03-25-2010, 10:52 PM   #24
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According to this study, about 19% of bankruptcies are caused by health care debt. That is hardly rare.

http://www.hschange.com/CONTENT/1017/
Wow, imagine if Obama and Pelosi et al. had used this figure instead of the ones they actually used.

Well, let's not let a good lie get in the way of our devious aims.

If bankruptcy is the problem, then maybe we can change the bankruptcy laws. Versus having the govt. take over the healthcare sector of the economy.
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Old 03-26-2010, 03:12 AM   #25
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Wow, imagine if Obama and Pelosi et al. had used this figure instead of the ones they actually used.

Well, let's not let a good lie get in the way of our devious aims.

If bankruptcy is the problem, then maybe we can change the bankruptcy laws. Versus having the govt. take over the healthcare sector of the economy.
lol. Our bankruptcy laws aren't the problem; failing to be insured and incurring huge healthcare costs as a result are the problem.

While you're fixing healthcare by changing the bankruptcy laws, could you fix my lawnmower by changing the light bulb in my front entry? Thanks!
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Old 03-26-2010, 04:35 AM   #26
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Wow, imagine if Obama and Pelosi et al. had used this figure instead of the ones they actually used.

Well, let's not let a good lie get in the way of our devious aims.

If bankruptcy is the problem, then maybe we can change the bankruptcy laws. Versus having the govt. take over the healthcare sector of the economy.
How exactly do you think the government is taking over the health care sector of the economy? Almost every conservative parrots that line but none of them can say why they think it.
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Old 03-26-2010, 04:37 AM   #27
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How exactly do you think the government is taking over the health care sector of the economy? Almost every conservative parrots that line but none of them can say why they think it.
Because this legislation is the foot in the door.

Obama is on the record supporting single payer. For him, this was the "middle of the road" take. It's not what he would have chosen.

2012 will be interesting. Because it is now clear to America, that it elected a liberal radical. The liberal GWB. A divider.
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Old 03-26-2010, 04:39 AM   #28
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lol. Our bankruptcy laws aren't the problem; failing to be insured and incurring huge healthcare costs as a result are the problem.

While you're fixing healthcare by changing the bankruptcy laws, could you fix my lawnmower by changing the light bulb in my front entry? Thanks!
Huge healthcare costs, and govt. takeover is the solution?

You do know that this law doesn't cut costs, right?
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Old 03-26-2010, 06:55 AM   #29
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Because this legislation is the foot in the door.

Obama is on the record supporting single payer. For him, this was the "middle of the road" take. It's not what he would have chosen.

2012 will be interesting. Because it is now clear to America, that it elected a liberal radical. The liberal GWB. A divider.
In other words, it ISN'T taking over health care, you just think eventually it will lead to something that will.

Carry on then.
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Old 03-26-2010, 06:56 AM   #30
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Huge healthcare costs, and govt. takeover is the solution?

You do know that this law doesn't cut costs, right?
Wait- you just said this bill isn't a government takeover. You should read Waters from 2 minutes ago.
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