I learned something about the Patriot Act today - cougarguard.com — unofficial BYU Cougars / LDS sports, football, basketball forum and message board

SoCalCoug · 02-09-2006, 05:46 AM

Apparently, it allows car dealerships to get credit reports for all customers, even those who are paying in cash, or are not financing through them.

Personally, I'm uncomfortable with that. I don't remember them saying anything about that when they passed the Patriot Act. Wasn't it supposed to help fight terrorism?

il Padrino Ute · 02-09-2006, 06:00 AM

Yep, that's true. Dealerships do run credit checks on customers who pay cash for a car.

That is streteching it , I agree. OTH, I can understand the thinking that a terrorist purchasing a car to be used for something other than just driving it on the highways probably wouldn't finance it.

Parrot Head · 02-09-2006, 06:37 AM

The owner of the Lincoln/Jeep dealership here is LDS and I worked with his son a lot. About three years ago they a Saudi guy buy a pimped out Navigator (~$70K) but at the time the money was supposed to be transferred into his account it was frozen by the govt because it had oil ties and it took a while to check out. Finally, they gave up and he never bought the SUV.

On another occasion, he actually had to take a customer into a back room and help him dry out his cash to pay for his Grand Cherokee. The guy said he kept in a fish tank because he didn't trust banks. People that interact with the public have all kinds of great stories.

02-09-2006, 05:46 AM	#1
SoCalCoug Senior Member Join Date: Aug 2005 Location: Orange County, California Posts: 3,059	I learned something about the Patriot Act today Apparently, it allows car dealerships to get credit reports for all customers, even those who are paying in cash, or are not financing through them. Personally, I'm uncomfortable with that. I don't remember them saying anything about that when they passed the Patriot Act. Wasn't it supposed to help fight terrorism? __________________ Get your stinking paws off me, you damned, dirty Yewt! "Now perhaps as I spanked myself screaming out "Kozlowski, say it like you mean it bitch!" might have been out of line, but such was the mood." - Goatnapper "If you want to fatten a pig up to make the pig MORE delicious, you can feed it almost anything. Seriously. The pig is like the car on Back to the Future. You put in garbage, and out comes something magical!" - Cali Coug

02-09-2006, 06:00 AM	#2
il Padrino Ute Board Pinhead Join Date: Jan 2006 Location: In the basement of my house, Murray, Utah. Posts: 15,941	Yep, that's true. Dealerships do run credit checks on customers who pay cash for a car. That is streteching it , I agree. OTH, I can understand the thinking that a terrorist purchasing a car to be used for something other than just driving it on the highways probably wouldn't finance it. __________________ "The beauty of baseball is not having to explain it." - Chuck Shriver "This is now the joke that stupid people laugh at." - Christopher Hitchens on IQ jokes about GWB.

02-09-2006, 06:37 AM	#3
Parrot Head Senior Member Join Date: Aug 2005 Posts: 763	The owner of the Lincoln/Jeep dealership here is LDS and I worked with his son a lot. About three years ago they a Saudi guy buy a pimped out Navigator (~$70K) but at the time the money was supposed to be transferred into his account it was frozen by the govt because it had oil ties and it took a while to check out. Finally, they gave up and he never bought the SUV. On another occasion, he actually had to take a customer into a back room and help him dry out his cash to pay for his Grand Cherokee. The guy said he kept in a fish tank because he didn't trust banks. People that interact with the public have all kinds of great stories.