Anyone want to refinance? - cougarguard.com — unofficial BYU Cougars / LDS sports, football, basketball forum and message board

cougjunkie · 01-10-2008, 10:25 PM

Anyone want to refinance? I will get you 5.375% on a 30 year fixed rate (obviously depending on if you have good credit and a few other factors)

MikeWaters · 01-10-2008, 10:26 PM

I may be looking to move soon, and then keep my current house as a rental, but refinance it to get the equity out.

TripletDaddy · 01-10-2008, 10:58 PM

Quote:

Originally Posted by MikeWaters

I may be looking to move soon, and then keep my current house as a rental, but refinance it to get the equity out.

VV has taught you well, young paduwan.

hyrum · 01-10-2008, 10:31 PM

Quote:

Originally Posted by cougjunkie

Anyone want to refinance? I will get you 5.375% on a 30 year fixed rate (obviously depending on if you have good credit and a few other factors)

How about a $1B HELOC so I can buy a nice chunk of MBIA?

FMCoug · 01-10-2008, 10:39 PM

Quote:

Originally Posted by cougjunkie

Anyone want to refinance? I will get you 5.375% on a 30 year fixed rate (obviously depending on if you have good credit and a few other factors)

Where are jumbo loans now?

TripletDaddy · 01-10-2008, 10:56 PM

Quote:

Originally Posted by cougjunkie

Anyone want to refinance? I will get you 5.375% on a 30 year fixed rate (obviously depending on if you have good credit and a few other factors)

Hmm....tempting.

We are considering moving this summer. 5.375% on a 30 is nice.

720 and up, right?

Cali Coug · 01-11-2008, 12:00 AM

Quote:

Originally Posted by cougjunkie

Anyone want to refinance? I will get you 5.375% on a 30 year fixed rate (obviously depending on if you have good credit and a few other factors)

How? Paying points?

cougjunkie · 01-11-2008, 03:26 AM

Quote:

Originally Posted by Cali Coug

How? Paying points?

No points. I can even get 5.75% no closing costs. Rates are great right now and they are only going to get better.

Venkman · 01-11-2008, 04:08 AM

Quote:

Originally Posted by cougjunkie

No points. I can even get 5.75% no closing costs. Rates are great right now and they are only going to get better.

I just checked bankrate.com and they are dropping like a rock over the last couple of weeks. I may soon, but I want to see if they drop further if the fed lowers rates again as expected.

ute4ever · 01-11-2008, 04:58 AM

Hey cougjunkie, my buddy who is in your industry says that most forecasters expect the housing slump to continue throughout 2008 and finally taper off in 2009. His recommendation is to wait until the end of 2008 to buy.

Is that what you are told?

01-10-2008, 10:25 PM	#1
cougjunkie Senior Member Join Date: Jan 2006 Location: Utah Posts: 5,741	Anyone want to refinance? Anyone want to refinance? I will get you 5.375% on a 30 year fixed rate (obviously depending on if you have good credit and a few other factors) __________________ LINCECUM!

01-10-2008, 10:26 PM	#2
MikeWaters Demiurge Join Date: Aug 2005 Posts: 36,365	I may be looking to move soon, and then keep my current house as a rental, but refinance it to get the equity out.

01-11-2008, 04:58 AM	#10
ute4ever I must not tell lies Join Date: Aug 2005 Posts: 5,103	Hey cougjunkie, my buddy who is in your industry says that most forecasters expect the housing slump to continue throughout 2008 and finally taper off in 2009. His recommendation is to wait until the end of 2008 to buy. Is that what you are told?